Ordered that the order is affirmed, with costs.
Contrary to the contentions of the appellant, Progressive Casualty Insurance Company (hereinafter Progressive), coverage pursuant to the subject insurance policy commenced at 12:01 A.M. on July 7, 2007, as set forth on the insurance card issued by Progressive, pursuant to regulatory mandate (see 15 NYCRR 32.3 [f]; 32.4 [a]; 32.9 [d] [7]). Thus, the subject accident, which occurred at approximately 5:11 A.M. on...
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