Plaintiffs Teresa Spencer and Lisa Spencer, her sister, allege that they sustained "serious" injuries pursuant to Insurance Law § 5102 (d) when their car was struck in the rear by a vehicle owned and/or operated by defendants. Specifically, they claim "permanent consequential limitation of use of a body organ or member" and/or "significant limitation of use of a body function or system" and/or nonpermanent "medically determined injury or impairment ... [preventing them...
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