PETERS, J.
Petitioners began employment as police officers with respondent Town of Niskayuna between September 1997 and July 2000. Prior to their first day of work, each submitted to the New York State and Local Retirement System an application for enrollment that included an election form advising them of the availability of two optional retirement plans provided by Retirement and Social Security Law §§ 384 and 384-d. Such application stated that an election...
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