OPINION OF THE COURT
GERALD E. LOEHR, J.
On January 31, 2007, plaintiffs' home in Pelham, New York (the dwelling) was substantially damaged by fire. At that time, plaintiffs were insured by defendant under a deluxe homeowner's policy (the policy). Due to the damage caused by the fire, the plaintiffs could no longer reside in the dwelling and rented another residence. They also apparently put some of their...
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