TOWER INSURANCE COMPANY OF NEW YORK v. RED ROSE RESTAURANT, INC.

2333, 109554/07.

77 A.D.3d 453 (2010)

908 N.Y.S.2d 681

TOWER INSURANCE COMPANY OF NEW YORK, Respondent, v. RED ROSE RESTAURANT, INC., et al., Appellants.

Appellate Division of the Supreme Court of New York, First Department.

Decided October 14, 2010.


The policy required the insureds to notify plaintiff of a possible claim as soon as practicable. The insureds became aware of defendant Maryann Peluso's accident on the night it occurred, but failed to notify the insurer of the possibility of a claim until 14 months later. An insured's good faith belief in its nonliability may excuse the failure to give timely notice (see Great Canal Realty Corp. v Seneca Ins. Co., Inc., 5 N.Y.3d 742

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