Kavanagh, J.
In the fall of 2007, plaintiffs entered into a contract to purchase a house located on more than 23 acres of property. They contacted Scott Caughlan, an agent employed by defendant Nelson-Patterson Insurance Agency, Inc. (hereinafter the agency), to procure a homeowner's insurance policy that covered the property. Caughlan filled out plaintiffs' application for the policy and, after it was signed by plaintiff William Jeune, he submitted it to defendant...
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