Peters, J.P.
Defendant, a limited liability company, owned a premises in the City of Oneida, Madison County that was insured by a commercial insurance policy issued by plaintiff. In November 2006, the premises was damaged by a fire. At the time of the fire, Michael Orr, Michael Froncek and Jeffrey Truman were the sole members of defendant.
After defendant submitted a claim to recover insurance proceeds, plaintiff investigated the fire, including conducting...
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