In this action to recover assigned first-party no-fault benefits, defendant moved to vacate the default judgment and to compel plaintiff to accept a late answer. The court below granted defendant's motion, and this appeal by plaintiff ensued.
It is well settled that in order to vacate a default judgment, the defaulting party must demonstrate both a reasonable excuse for its default and a meritorious defense to the action (see Titan Realty Corp. v Schlem,
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