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NAMIC v. DEP'T OF BUSINESS AND INDUSTRY

No. 82951.

524 P.3d 470 (2023)

139 Nev. Adv. Opn. 3

NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES, a Trade Association, Appellant, v. The State of Nevada DEPARTMENT OF BUSINESS AND INDUSTRY, DIVISION OF INSURANCE; and Barbara D. Richardson, in Her Official Capacity as Commissioner of Insurance, Respondents.

Supreme Court of Nevada.

Filed February 16, 2023.

Attorney(s) appearing for the Case

Pisanelli Bice PLLC and Jordan T. Smith and Dustun H. Holmes , Las Vegas, for Appellant.

Aaron D. Ford , Attorney General, Steve Shevorski , Chief Litigation Counsel, and Craig A. Newby , Deputy Solicitor General, Carson City, for Respondents.

Campbell & Williams and J. Colby Williams and Philip R. Erwin , Las Vegas, for Amicus Curiae Chamber of Commerce of the United States of America.

Leonard Law, PC, and Debbie Leonard , Reno, for Amici Curiae Consumer Federation of America and Center for Economic Justice.

BEFORE THE SUPREME COURT, EN BANC.

OPINION

The Nevada Insurance Code permits insurers to use consumer credit information when underwriting and rating personal property and casualty insurance, subject to restrictions designed to ensure the use of this information is fair and not discriminatory. The governor's COVID-19 declaration of emergency...

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