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DEPT. OF BUS. & INDUS. v. TITLEMAX OF NEV.

No. 79224.

495 P.3d 506 (2021)

137 Nev. Adv. Opn. 55

The State of Nevada, DEPARTMENT OF BUSINESS AND INDUSTRY, FINANCIAL INSTITUTIONS DIVISION, Appellant, v. TITLEMAX OF NEVADA, INC., a Delaware Corporation, Respondent.

Supreme Court of Nevada.

FILED September 23, 2021.

Attorney(s) appearing for the Case

Aaron D. Ford , Attorney General, Heidi J. Parry Stern , Solicitor General, David J. Pope , Chief Deputy Attorney General, and Vivienne Rakowsky , Deputy Attorney General, Carson City, for Appellant.

Lewis Roca Rothgerber Christie LLP and Daniel F. Polsenberg , Joel D. Henriod , and Malani D. Kotchka-Alanes , Las Vegas, for Respondent.

BEFORE THE SUPREME COURT, CADISH, PICKERING, and HERNDON, JJ.

OPINION

NRS 604A.5065 to NRS 604A.5089 regulate title loans, a financial product for which a lender "[c]harges an annual percentage rate of more than 35 percent" and "[r]equires the customer to secure the loan" via title to their vehicle (excluding purchase-money security interests). NRS 604A.105. While...

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