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SCIARRATTA v. FOREMOST INS. CO.

No. 79604.

491 P.3d 7 (2021)

137 Nev. Adv. Opn. 32

Filippo SCIARRATTA, an Individual, Appellant, v. FOREMOST INSURANCE COMPANY Grand Rapids Michigan, a Michigan Corporation; MID-Century Insurance Company, a California Corporation; and Farmers Insurance Exchange, a California Inter-Insurance Exchange, Respondents.

Supreme Court of Nevada.

Filed July 8, 2021.

Attorney(s) appearing for the Case

The Schnitzer Law Firm and Jordan P. Schnitzer , Las Vegas, for Appellant.

Christian, Kravitz, Dichter, Johnson & Sluga, PLLC, and Gena LoPresto Sluga and Cara L. Christian , Las Vegas; The Feldman Firm, P.C., and David J. Feldman , Las Vegas, for Respondents.

BEFORE THE SUPREME COURT, PARRAGUIRRE, STIGLICH, and SILVER, JJ.

OPINION

This appeal concerns the validity of an exclusion in a personal umbrella liability insurance policy. Consistent with the third-party nature of liability insurance, the policy expressly excludes coverage for damages that are "payable to any insured." Appellant claims, however, that the exclusion...

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