BENKO v. QUALITY LOAN SERVICE CORP.

No. 73484.

454 P.3d 1263 (2019)

135 Nev. Adv. Opn. 64

Jeffrey BENKO, a Nevada Resident; Camilo Martinez, a Nevada Resident; Ana Martinez, a Nevada Resident; Frank Scinta, a Nevada Resident; Jacqueline Scinta, a Nevada Resident; Susan Hjorth, a Nevada Resident; Raymond Sansota, an Ohio Resident; Francine Sansota, an Ohio Resident; Sandra Kuhn, a Nevada Resident; Jesus Gomez, a Nevada Resident; Silvia Gomez, a Nevada Resident; Donna Herrera, a Nevada Resident; Jesse Hennigan, a Nevada Resident; Susan Kallen, a Nevada Resident; Robert Mandarich, a Nevada Resident; James Nico, a Nevada Resident; Patricia Tagliamonte, a Nevada Resident; and Bijan Laghaei, Appellants, v. QUALITY LOAN SERVICE CORPORATION, a California Corporation; MTC Financial Inc., d/b/a Trustee Corps, a California Corporation; Meridian Foreclosure Service, a California and Nevada Corporation, d/b/a MTDS, Inc., d/b/a Meridian Trust Deed Service; National Default Servicing Corporation, an Arizona Corporation; and California Reconveyance Company, a California Corporation, Respondents.

Supreme Court of Nevada.

FILED December 26, 2019.


Attorney(s) appearing for the Case

Law Offices of Nicholas A. Boylan, APC, and Nicholas A. Boylan , San Diego, California, for Appellants.

Bryan Cave Leighton Paisner LLP and Lawrence G. Scarborough , Jessica R. Maziarz , and Kathryn E. Bettini , Phoenix, Arizona; Smith Larsen & Wixom and Kent F. Larsen and Katie M. Weber , Las Vegas, for Respondent California Reconveyance Company.

Kolesar & Leatham, Chtd., and Michael R. Brooks , Las Vegas; Burke, Williams & Sorensen, LLP, and Richard J. Reynolds and Allan E. Ceran , Santa Ana, California, for Respondent MTC Financial Inc.

McCarthy & Holthus LLP and Kristin A. Schuler-Hintz , Las Vegas, for Respondent Quality Loan Service Corporation.

Tiffany & Bosco, P.A., and Jason C. Kolbe and Kevin S. Soderstrom , Las Vegas, for Respondent National Default Servicing Corporation.

BEFORE THE COURT EN BANC.


OPINION

NRS Chapter 649 governs agencies engaged in debt collection in Nevada, while NRS Chapter 107 governs the deed of trust system and the nonjudicial foreclosure process. In this appeal, we determine whether trustees who exercise a power of sale under a deed of trust pursuant to NRS Chapter 107 are...

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