FELIX v. RICHARDS

A-27 September Term 2018 081799.

226 A.3d 937 (2020)

241 N.J. 169

Guerline FELIX, Plaintiff, v. Brian V. RICHARDS, Defendant. Brian V. Richards and Kassandria Richards, His Wife Per Quod, Plaintiffs, v. Guerline Felix, Mid-Atlantic Insurance Company of New Jersey, Defendants, and AAA Mid-Atlantic Insurance Company, Third-Party Plaintiff-Respondent, v. GEICO Indemnity Company, Third-Party Defendant-Appellant.

Supreme Court of New Jersey.

Decided February 26, 2020.


Attorney(s) appearing for the Case

Eric G. Siegel argued the cause for appellant (McElroy, Deutsch, Mulvaney & Carpenter, attorneys; Michael J. Marone and Richard J. Williams, Jr. , of counsel and on the briefs, and Eric G. Siegel , on the briefs).

Sanford D. Kaplan argued the cause for respondent (Muscio, Kaplan & Helfrich, attorneys; Sanford D. Kaplan , on the brief).

Eric S. Poe argued the cause for amicus curiae Citizens United Reciprocal Exchange (Eric S. Poe, attorneys; Eric S. Poe , of counsel and on the brief, and Abbey True Harris , on the brief).

John E. Molinari argued the cause for amicus curiae New Jersey Association for Justice (Blume Forte Fried Zerres & Molinari, attorneys; John E. Molinari , on the brief).


Automobile insurance is compulsory in New Jersey. All owners of automobiles registered or principally garaged in New Jersey are required to insure their vehicles for minimum amounts of liability insurance coverage and personal injury protection. See Caviglia v. Royal Tours of Am.<...

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