MILLER v. BANK OF AM. HOME LOAN

Docket No. A-0169-13T2.

110 A.3d 137 (2015)

439 N.J. Super. 540

Paul and Barbara MILLER, Plaintiffs-Appellants, v. BANK OF AMERICA HOME LOAN SERVICING, L.P., Defendant-Respondent.

Superior Court of New Jersey, Appellate Division.

Decided March 5, 2015.


Attorney(s) appearing for the Case

Joseph A. Chang argued the cause for appellant (Joseph A. Chang & Associates, LLC, attorneys; Mr. Chang, Paterson, of counsel and on the briefs; Jeffrey Zajac , Highland Park, on the briefs).

Aaron M. Bender argued the cause for respondent (Reed Smith LLP, attorneys; Mr. Bender, Princeton, of counsel and on the brief).

Before Judges LIHOTZ, ESPINOSA and ST. JOHN.


The opinion of the court was delivered by

When defendant Bank of America Home Loan Servicing, L.P. declined to modify the loan obligation of plaintiffs Paul and Barbara Miller under the federal Home Affordable Modification Program (HAMP) and referred the account for commencement of foreclosure, plaintiffs filed this

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