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VALLEY NAT. BANK v. MEIER

DOCKET NO. A-0305-13T1

99 A.3d 372 (2014)

437 N.J. Super. 401

VALLEY NATIONAL BANK, Successor by Merger to Bergen Commercial Bank, Plaintiff-Respondent, v. J. Ronald MEIER, Defendant-Appellant, and Gregoria Meier, Defendant.

Superior Court of New Jersey, Appellate Division.

Decided September 26, 2014.

Attorney(s) appearing for the Case

Bruce H. Dexter argued the cause for appellant (Dexter & Kilcoyne, attorneys; Mr. Dexter , Hackensack, and Virginia Kilcoyne , on the brief).

David Neeren argued the cause for respondent (Udren Law Offices, P.C., attorneys; Mr. Neeren , on the brief).

Before Judges FISHER, NUGENT and MANAHAN.

The opinion of the court was delivered by

FISHER, P.J.A.D.

In this appeal, we consider the ramifications for a later foreclosure action when, six years earlier, defendant J. Ronald Meier, owner with his wife of the foreclosed property, paid off the first mortgage loan and, rather than obtain a discharge of the mortgage, received an assignment. We agree with the Chancery judge that, in these circumstances, the mortgage had no further validity.

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