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D'AGOSTINO v. MALDONADO

A-82/83 September Term 2011, 068940

78 A.3d 527 (2013)

216 N.J. 168

Anthony D'AGOSTINO and Denise D'Agostino, Plaintiffs-Appellants and Cross-Respondents, v. Ricardo MALDONADO, Defendant-Respondent and Cross-Appellant.

Supreme Court of New Jersey.

Decided October 3, 2013.

Attorney(s) appearing for the Case

Jason L. Bittiger , Garfield, argued the cause for appellants and cross-respondents (Bittiger Triolo, attorneys).

Clifford J. Ramundo , Paramus, argued the cause for respondent and cross-appellant.

Margaret Lambe Jurow argued the cause for amicus curiae Legal Services of New Jersey ( Melville D. Miller, Jr. , President, attorney; Ms. Jurow , Newark, Mr. Miller , David G. McMillin , and Rebecca Schore , Newark, on the brief).

Madeline L. Houston and Melissa J. Totaro , West Caldwell , submitted a brief on behalf of amicus curiae Consumers League of New Jersey (Houston & Totaro, attorneys).

Linda E. Fisher and Kyle L. Rosenkrans submitted a brief on behalf of amicus curiae Seton Hall University School of Law Center for Social Justice.

Justice PATTERSON delivered the opinion of the Court.

In this case, the Court applies the New Jersey Consumer Fraud Act (CFA), N.J.S.A. 56:8-1 to -20, to a mortgage foreclosure rescue plan. Plaintiffs Anthony and Denise D'Agostino, in default of their residential mortgage obligations, entered into a series of transactions with defendant Ricardo Maldonado. As a result of those transactions, defendant obtained title to plaintiffs' home, valued at $480,000, for...

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