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US BANK, N.A. v. HOUGH

A-82/83 September Term 2010 067029

42 A.3d 870 (2012)

210 N.J. 187

US BANK, N.A., Plaintiff-Appellant and Cross-Respondent, v. Nikia HOUGH, Defendant-Respondent and Cross-Appellant, and Mr. Hough, Husband of Nikia Hough; New Jersey Department of Community Affairs; Council on Affordable Housing; Township of Piscataway; New Jersey Housing and Mortgage Finance Agency; State of New Jersey; and the Commons at Piscataway, Inc., Defendants.

Supreme Court of New Jersey.

Decided May 22, 2012.

Attorney(s) appearing for the Case

Diane Bettino argued the cause for appellant and cross-respondent ( Reed Smith , attorneys; Ms. Bettino and Paul Bond , Princeton, on the briefs).

Henry A. Loeb , Manville, argued the cause for respondent and cross-appellant (Blumberg & Rosenberg, attorneys).

Geraldine Callahan , Deputy Attorney General, argued the cause for amicus curiae New Jersey Housing and Mortgage Finance Agency ( Paula T. Dow , Attorney General of New Jersey, attorney).

Michael J. Fasano submitted a brief on behalf of amicus curiae New Jersey Land Title Association (Lomurro, Davison, Eastman & Munoz, attorneys; Edward C. Eastman, Jr. , Freehold, of counsel; Mr. Fasano and Mr. Eastman, on the brief).

Justice ALBIN delivered the opinion of the Court.

The Fair Housing Act, N.J.S.A. 52:27D-301 to -329.19, is a statutory scheme intended to ensure that municipalities fulfill their constitutional obligation to provide affordable housing to New Jersey's low- and moderate-income residents. Under the Act, the Housing and Mortgage Finance Agency (HMFA) is charged with the responsibility of establishing programs to assist municipalities in meeting their obligation...

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