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REPOSSESSION SPEC. v. GEICO INS.

Docket No. A-2712-10T1

33 A.3d 1242 (2012)

423 N.J. Super. 518

REPOSSESSION SPECIALISTS, Theodore Van Santen and AmeriCredit, Plaintiffs-Appellants, v. GEICO INSURANCE COMPANY, Defendant-Respondent. Annetta Jackson, Plaintiff, v. Repossession Specialists Inc., Theodore Van Santen and AmeriCredit, Defendants.

Superior Court of New Jersey, Appellate Division.

Decided January 12, 2012.

Attorney(s) appearing for the Case

Garrity, Graham, Murphy, Garofalo & Flinn, attorneys for appellants ( Frank H. Reimers and Rudolph G. Morabito , East Hanover, on the briefs).

Green, Lundgren & Ryan, P.C., attorneys for respondent ( Daniel J. DiStasi and Alexa J. Nasta , Cherry Hill, on the brief).

Before Judges AXELRAD, SAPPPETERSON and OSTRER.

The opinion of the court was delivered by

OSTRER, J.S.C. (temporarily assigned).

We are presented with an issue of contract interpretation. We are asked whether an entity that repossesses an automobile is insured under the omnibus provision of a personal automobile insurance policy that extends coverage to persons who use an owned automobile with the policy holder's permission. We conclude that a repossessor is not a permitted user.

I.

The...

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