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US BANK, N.A. v. HOUGH

Nos. A-5623-08T3

3 A.3d 1251 (2010)

416 N.J. Super. 286

US BANK, N.A., Plaintiff-Respondent, v. Nikia HOUGH, Defendant-Appellant, and Mr. Hough, Husband of Nikia Hough; New Jersey Department of Community Affairs; Council on Affordable Housing; Township of Piscataway; New Jersey Housing and Mortgage Finance Agency; State of New Jersey; and the Commons at Piscataway, Inc., Defendants.

Superior Court of New Jersey, Appellate Division.

Argued January 12, 2010.

Reargued April 13, 2010.

Attorney(s) appearing for the Case

Henry A. Loeb , Manville, argued the cause for appellant (Blumberg & Rosenberg, P.A., attorneys; Mr. Loeb , on the brief).

Vladimir Palma , Mt. Laurel, argued the cause for respondent (Phelan Hallinan & Schmieg, PC, attorneys; Mr. Palma , on the brief).

Geraldine Callahan , Deputy Attorney General, argued the cause for amicus curiae Office of the Attorney General ( Paula T. Dow , Attorney General, attorney; Nancy Kaplen , Assistant Attorney General, of counsel; Ms. Callahan , on the statement in lieu of brief).

Before Judges FUENTES, GILROY and SIMONELLI.

The opinion of the court was delivered by

GILROY, J.A.D.

This is a real property foreclosure action. Plaintiff US Bank, N.A. seeks to foreclose upon defendant Nikia Hough's residential condominium unit located in the Township of Piscataway (the Township). The condominium unit forms part of the Township's affordable housing obligation and, as such, is subject to the Uniform Housing Affordability Controls (UHAC) adopted by defendant New Jersey Housing and Mortgage...

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