Miller-Lerman, J.
NATURE OF CASE
On January 4, 2011, Marie Shada filed this action in the district court for Douglas County based on contract against Farmers Insurance Exchange (Farmers) and another entity, the latter of which is not relevant to this appeal, alleging that Farmers failed to pay "sums available" for underinsured motorist coverage under her insurance policy with Farmers. Shada admitted that she never made a formal demand on Farmers prior to...
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