WRIGHT, J.
NATURE OF CASE
This case presents the question whether the terms of a lease between a landlord and tenant permit an action by the landlord's insurer against the tenant for fire damages allegedly caused by the tenant's negligence.
Reid Beveridge, a landlord, and John Savage, a tenant, signed a lease agreement for a rental property that required him to obtain a "liability and renter[']s insurance [policy] ($100,000) at Tenant's expense....
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