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TOWNES v. PORTFOLIO RECOVERY ASSOCIATES

No. 66PA21.

878 S.E.2d 797 (2022)

2022-NCSC-118

Pia TOWNES v. PORTFOLIO RECOVERY ASSOCIATES, LLC.

Supreme Court of North Carolina.

Filed November 4, 2022.

Attorney(s) appearing for the Case

North Carolina Justice Center, by Jason A. Pikler and Carlene McNulty ; and J. Jerome Hartzell for plaintiff-appellee.

Jon Berkelhammer , Joseph D. Hammond , Greensboro, Michelle A. Liguori , Raleigh, and D. Scott Hazelgrove II , for defendant-appellant.

Legal Aid of North Carolina, by Celia Pistolis , Raleigh, and Kathryn A. Sabbeth ; Center for Responsible Lending, by Nadine Chabrier ; Charlotte Center for Legal Advocacy, Inc., by Karen Fisher Moskowitz ; Financial Protection Law Center, by Maria D. McIntyre ; Pisgah Legal Services, by Marjorie Maynard ; and National Association of Consumer Advocates, by Adrian M. Lapas , Goldsboro, and Suzanne Begnoche , Chapel Hill, for amici curiae.

Richard P. Cook, PLLC, Wilmington, by Richard P. Cook , for North Carolina Consumer Bankruptcy Rights Coalition, amicus curiae.

Smith Debnam Narron Drake Saintsing & Myers, LLP, by Caren D. Enloe and Landon G. Van Winkle , Raleigh, for North Carolina Creditors Bar Association, amicus curiae.

Joshua H. Stein , Attorney General, by Daniel P. Mosteller , Deputy General Counsel, and M. Lynne Weaver , Special Deputy Attorney General, for the State of North Carolina, amicus curiae.

¶ 1 Justice ERVIN took no part in the consideration or decision of this case. The remaining members of the Court are equally divided, with three members voting to affirm and three members voting to reverse the decision of the Court of Appeals. Accordingly, the decision of the Court of Appeals is left undisturbed and stands without precedential...

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