TOWNES v. PORTFOLIO RECOVERY ASSOCIATES

No. COA20-78.

854 S.E.2d 146 (2020)

Pia TOWNES, Plaintiff, v. PORTFOLIO RECOVERY ASSOCIATES, LLC, Defendant.

Court of Appeals of North Carolina.

Filed: December 31, 2020.


Attorney(s) appearing for the Case

J. Jerome Hartzell , Raleigh, and North Carolina Justice Center, by Jason A. Pikler , Carlene McNulty , and Emily P. Turner , for Plaintiff-Appellant/Cross-Appellee.

Ellis & Winters LLP, by Jon Berkelhammer , Joseph D. Hammond , Greensboro, and Michelle A. Liguori , Raleigh, for Defendant-Appellee/Cross-Appellant.

Center for Responsible Lending, by William R. Corbett , and Legal Aid of North Carolina, Inc., by Celia Pistolis, Raleigh, amici curiae.

Smith Debnam Narron Drake Saintsing & Myers, LLP, by Caren D. Enloe , for amicus curiae North Carolina Creditors Bar Association.


Pia Townes ("Plaintiff") appeals and Portfolio Recovery Associates, LLC, ("PRA") cross-appeals from a partial summary judgment order holding PRA liable for two violations of North Carolina's Consumer Economic Protection Act of 2009, 2009 N.C. Sess. Laws 1603, 1603, ch. 573, § 1 et seq. (the "Act"), and dismissing...

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