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IN RE FORECLOSURE OF REAL PROPERTY

No. COA12-854.

741 S.E.2d 888 (2013)

In re FORECLOSURE OF REAL PROPERTY UNDER DEED OF TRUST FROM Robert H. GRAY and Wife, Amy P. Gray, in the original amount of $360,800.00, and dated March 5, 2007 and recorded on March 19, 2007 in Book 7404 at Page 114, Cabarrus County Registry Trustee Services of Carolina, LLC, Substitute Trustee.

Court of Appeals of North Carolina.

January 15, 2013.

Attorney(s) appearing for the Case

Michael K. Elliot , Adam G. Breeding , and Maggie Decker of Elliot Law Firm, for petitioners.

Donald Richard Pocock , Winston-Salem, for JPMorgan Chase Bank, N.A.

Jeremy B. Wilkins , for Trustee Services of Carolina.

ELMORE, Judge.

Robert H. Gray and Amy P. Gray (petitioners) appeal from an order entered 2 February 2012 allowing the foreclosure sale of their home. We affirm.

I. Background

In January 2007, petitioners entered into a "Mortgage Loan Origination Agreement" and a "Mortgage Brokerage Business Contract" with Financial Resources Mortgage, Inc. (FRM) to re-finance their existing home loan. Their mortgage broker and loan originator through FRM was...

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