Justice PATRICIA O. COTTER delivered the Opinion of the Court.
¶ 1 In 2006, Mary McCulley purchased a condominium (Condo) in downtown Bozeman, Montana, for $395,000. She sought a residential loan from Heritage Bank, predecessor to defendant U.S. Bank of Montana (hereinafter U.S. Bank or the Bank) for $300,000. American Land Title Company (ALTC) provided a Commitment for Title Insurance. McCulley signed a Promissory Note (Note) and signed a Deed of Trust (Deed...
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