Justice BETH BAKER delivered the Opinion of the Court.
¶ 1 We accepted the following certified question from the U.S. Court of Appeals for the Ninth Circuit, which we have reformulated in accordance with M.R.App. P. 15(4) and our order of July 17, 2012:
¶ 2 Does § 72-2-814, MCA, apply to a life insurance policy owner's designation of his spouse as the beneficiary, where the parties were later divorced prior to enactment of § 72-2-814...
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