Justice PATRICIA O. COTTER delivered the Opinion of the Court.
¶ 1 Timothy Hop's automobile was damaged in an accident with a Safeco insured. In addition to the costs of repair, Hop sought "residual diminished value" (RDV) for his vehicle. RDV is the difference between the value of a vehicle immediately before an accident and the value of the vehicle after post-accident repairs have been made. When Safeco failed to pay RDV, Hop moved the Eighteenth Judicial District...
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