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WILSON v. AMERICAN FAMILY MUT. INS. CO.

WD77396.

472 S.W.3d 579 (2015)

Derek WILSON and Jennifer Wilson, Appellants, v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Respondent.

Missouri Court of Appeals, Western District.

Motion for Rehearing and/or Transfer to Supreme Court Denied June 23, 2015

Application for Transfer Denied September 22, 2015

Attorney(s) appearing for the Case

Joseph W. Elliott , St. Joseph, MO, for appellants.

Charles H. Stitt , Kansas City, MO, for respondent.

Before Division Three: Victor C. Howard, Presiding Judge, James E. Welsh, Judge and Gary D. Witt, Judge.

INTRODUCTION

Derek and Jennifer Wilson ("the Wilsons") purchased a "Gold Star" 100% replacement cost insurance policy (the "Policy") from American Family Mutual Insurance Company ("American Family") to insure their home, a historic farmhouse located in Buchanan County. After a fire completely destroyed the home, American...

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