FLOYD-TUNNELL v. SHELTER MUT. INS. CO.

No. SC 93904.

439 S.W.3d 215 (2014)

Rebecca FLOYD-TUNNELL, et al., Appellants, v. SHELTER MUTUAL INSURANCE COMPANY, Respondent.

Supreme Court of Missouri, En Banc.

Rehearing Denied September 30, 2014.


Attorney(s) appearing for the Case

James E. Corbett , David T. Tunnell and Daniel P. Molloy , Corbett Law Firm PC, Springfield, for Floyd and Floyd-Tunnell,

William Clayton Crawford and James P. Maloney , Foland, Wickens, Eisfelder, Roper & Hofer PC, Kansas City, for Shelter.


MARY R. RUSSELL, Chief Justice.

The widow of a man killed in an automobile accident sued the automobile liability insurance carrier seeking uninsured motorist ("UM") coverage for her husband's wrongful death. The trial court held that the insurer's liability was limited by an "owned-vehicle" partial exclusion in the couple's policies, which limited coverage when an insured was injured while occupying a vehicle owned by the insured but not covered by the policy. The...

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