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ROYAL FINANCIAL GROUP, LLC v. PERKINS

No. ED 98991.

414 S.W.3d 501 (2013)

ROYAL FINANCIAL GROUP, LLC, Respondent, v. Terri PERKINS, Appellant.

Missouri Court of Appeals, Eastern District, Division One.

Motion for Rehearing and/or Transfer to Supreme Court Denied October 8, 2013.

Application for Transfer Denied December 24, 2013.

Attorney(s) appearing for the Case

Jovanna R. Longo , Kansas City, MO, Patric A. Lester , St. Louis, MO, for appellant.

William F. Whealen, Jr. , St. Louis, MO, for respondent.

CLIFFORD H. AHRENS, Judge.

Terri Perkins appeals the trial court's judgment in favor of Royal Financial Group on Perkins's claim under the Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.). We reverse and remand.

Background

Royal is in the business of consumer debt collection. In December 2008, Royal purchased a portfolio of charged-off debt from Routhmeir Sterling Inc., of Cedar Rapids, Iowa. Exhibit A to their agreement...

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