CYNTHIA L. MARTIN, Judge.
Bison Park Development, LLC ("Bison Park") appeals from the trial court's entry of judgment dismissing Bison Park's petition following the grant of a motion for directed verdict in favor North American Savings Bank, F.S.B. ("NASB"). Bison Park claims that the trial court erred in concluding that the Missouri Credit Agreement Statute, section 432.047,
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