OPINION
ANGELA T. QUIGLESS, Judge.
Farm Bureau Town & Country Insurance Company of Missouri ("Farm Bureau") appeals from the trial court's judgment after a jury returned a verdict in favor of Bret and Glenda Merseal ("the Merseals") on their claim of breach of contract and vexatious refusal to pay. We affirm.
I. Background
Farm Bureau issued a homeowner's policy to the Merseals. The policy insured...
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