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GOLDEN RULE INS. CO. v. R.S.

No. WD 72578.

368 S.W.3d 327 (2012)

GOLDEN RULE INSURANCE COMPANY, et al., Appellants, v. R.S., et al., Respondents.

Missouri Court of Appeals, Western District.

June 19, 2012.

Attorney(s) appearing for the Case

Louis A. Cohn , Overland Park, KS, Andrew G. Jubinsky , (pro hac vice), Timothy A. Daniels, (pro hac vice), Dallas, TX, for Appellants.

Mark Roberts , Blue Springs, MO, for Respondents.

Before Division Three: KAREN KING MITCHELL, Presiding Judge, and JAMES M. SMART, JR., and GARY D. WITT, Judges.

KAREN KING MITCHELL, Presiding Judge.

This is an insurance case addressing the applicability of two policies of health insurance. The primary issue as to the Golden Rule Insurance Company policy is whether a policy application's automatic termination clause was rendered ambiguous, and thus unenforceable, by other language in the policy. We hold that the automatic termination clause was ambiguous in that it prohibited the policyholders from having any "other coverage...

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