GARY M. GAERTNER, JR., Judge.
Introduction
David Adams, Landon Adams by Next Friend David Adams, and La Crysta Adams by Next Friend David Adams (Landon and La Crysta Adams hereinafter referred to collectively as "the Adams children"; all Adams collectively referred to as "Plaintiffs") appeal from the trial court's grant of summary judgment in favor of USAA Casualty Insurance Company (USAA) and Shelter Mutual Insurance Company (Shelter) (USAA and Shelter...
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