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CEDAR BLUFF TOWNHOME v. AMERICAN FAMILY

No. A13-0124.

857 N.W.2d 290 (2014)

CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC., Respondent, v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Appellant.

Supreme Court of Minnesota.

December 17, 2014.

Attorney(s) appearing for the Case

E. Curtis Roeder , Anthony T. Smith , Alexander M. Jadin , Roeder Smith Jadin, PLLC, Bloomington, MN, for respondent.

Mark R. Bradford , Jeanne H. Unger , Bassford Remele, P.A., Minneapolis, MN, for appellant.

William M. Hart , Katherine A. McBride , Meagher & Geer, P.L.L.P., Minneapolis, MN, for amicus curiae Insurance Federation of Minnesota.

Jenneane L. Jansen , Kris E. Palmer , Erica G. Strohl , Jansen & Palmer, LLC, Minneapolis, MN, for amicus curiae Minnesota Association for Justice.

Adina R. Bergstrom , Brenda M. Sauro , Sauro & Bergstrom, PLLC, Woodbury, MN, for amicus curiae Minnesota Association of Public Insurance Adjusters, LLC.

Beth A. Jenson Prouty , Stephen M. Warner , Arthur, Chapman, Kettering, Smetak & Pikala, P.A., Minneapolis, MN, for amicus curiae Property Casualty Insurers Association of America.

Christopher H. Yetka , Barnes & Thornburg, LLP, Minneapolis, MN, for amicus curiae United Policyholders.

OPINION

Appellant American Family Mutual Insurance Company (American Family) insured property managed by respondent Cedar Bluff Townhome Condominium Association (Cedar Bluff). The insurance policy covered 20 multi-unit residential buildings. Cedar Bluff filed a claim with American Family for hail damage to the siding on...

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