OPINION
PETERSON, Judge.
Appellants challenge the district court's summary-judgment determination that their automobile-insurance policies did not cover — and, thus, that respondent-insurer did not have a duty to defend appellants against — a social-host-liability claim arising out of an incident in which a minor drank alcohol at appellants' home, was taken home by a sober driver, and then drove another car and caused a fatal crash. Appellants...
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