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SKANSKA USA BUILDING v. M.A.P. MECH. CONT.

Docket No. 159510, Docket No. 159511 Calendar No. 2.

952 N.W.2d 402 (2020)

505 Mich. 368

SKANSKA USA BUILDING INC., Plaintiff-Appellant, v. M.A.P. MECHANICAL CONTRACTORS, INC., Amerisure Insurance Company, and Amerisure Mutual Insurance Company, Defendants-Appellees.

Supreme Court of Michigan.

Decided June 29, 2020.

Attorney(s) appearing for the Case

Kotz Sangster Wysocki PC (by R. Edward Boucher , Lauren Virzi , Tyler P. Phillips , and Jeffrey M. Sangster ) for Skanska USA Building Inc.

Plunkett Cooney (by Jeffrey C. Gerish and Tanya M. Murray ) for Amerisure Insurance Company and Amerisure Mutual Insurance Company.

Clark Hill PLC (by Jay M. Berger ) and Cokinos Young (by Patrick J. Wielinski ) for the Associated General Contractors of Michigan and the Associated General Contractors of America, Amici Curiae.

Butzel Long, PC (by Eric J. Flessland , Kurtis T. Wilder , and Michael R. Griffie ) for the Michigan Infrastructure & Transportation Association, Inc., Amici Curiae.

Facca, Richter & Pregler, PC (by Bruce M. Pregler ) for the Construction Association of Michigan, Amicus Curiae.

Deneweth Dugan & Parfitt, PC (by Ronald A. Deneweth and Deborah S. Kaleta ) for Turner Construction Company and Gilbane Building Company, Amici Curiae.

Bush Seyferth PLLC (by Stephanie A. Douglas , Michael J. Laramie , Justin B. Weiner , and Andrea S. Carone ) for the Home Builders Association of Michigan, Amici Curiae.

Collins Einhorn Farrell PC (by Deborah A. Hebert ) for the Insurance Alliance of Michigan, Amicus Curiae.

Hilger Hammond (by Benjamin H. Hammond and Mark A. Rysberg ) for Associated Builders & Contractors, Inc., of Michigan; Associated Builders & Contractors, Inc., Western Michigan Chapter; and Associated Builders and Contractors of Southeastern Michigan, Inc., Amici Curiae.

BEFORE THE ENTIRE BENCH.

OPINION

May unintentionally faulty subcontractor work that damages an insured's work product constitute an "accident" under a commercial general liability insurance policy? Because we conclude the answer is yes, we reverse the Court of Appeals' judgment to the contrary. We also cabin the Court of Appeals' decision in

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