ANDREWS & LAWRENCE PROF. SERVS. v. MILLS

No. 5, Sept. Term, 2019.

223 A.3d 947 (2020)

467 Md. 126

ANDREWS & LAWRENCE PROFESSIONAL SERVICES, LLC and Galyn Manor Homeowners Association, Inc. v. David O. MILLS, et ux.

Court of Appeals of Maryland.

January 28, 2020.


Attorney(s) appearing for the Case

Argued by Timothy Guy Smith (Law Offices of Timothy Guy Smith, Glenwood, MD; Torin K. Andrews , Andrews & Lawrence Professional Services, LLC, Ijamsville, MD) and Megan T. Mantzavinos ( Marks, O'Neill , O'Brien, Doherty & Kelly, P.C., Towson, MD), on brief, for Petitioners.

Argued by Ejaz H. Baluch, Jr. ( Dena Elizabeth Robinson , Public Justice Center, Baltimore, MD; Leslie K. Dickinson , Dickinson Law Firm, LLC, Mount Airy, MD), on brief, for Respondents.

Phillip R. Robinson, Esquire , Consumer Law Center, LLC, 8737 Colesville Road, Suite 308, Silver Spring, MD 20910, for Amicus Curiae Housing Initiative Partnership, Inc. in Support of Respondents.

Alexa E. Bertinelli, Esquire , Civil Justice, Inc., 520 W. Fayette Street, Suite 410, Baltimore, MD 21201, for Amicus Curiae Civil Justice, Inc. in Support of Respondents.

Joshua N. Auerbach, Esquire , Asst. Atty. Gen., Office of the Attorney General, 200 Saint Paul Place, 20th Floor, Baltimore, MD 21202, William D. Gruhn, Esquire , Chief, Consumer Protection Division, Office of the Attorney General, 200 Saint Paul Place, 16th Floor, Baltimore, MD 21202, for Amicus Curiae Attorney General of Maryland Support of Respondents.

Argued before: Barbera, C.J., McDonald, Watts, Hotten, Getty, Booth, Sally D. Adkins (Senior Judge, Specially Assigned), JJ.


The General Assembly enacted the Consumer Protection Act ("CPA"), Commercial Law Article ("CL") § 13-101, et seq., and the Maryland Consumer Debt Collection Act ("MCDCA"), CL § 14-201, to protect consumers from unfair or deceptive trade practices, including the collection of consumer debts. Under state law, debt collection...

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