CASHCALL & REDDAM v. COMM'R OF FIN. REG.

No. 80, Sept. Term, 2015.

139 A.3d 990 (2016)

448 Md. 412

CASHCALL, INC., and J. Paul Reddam, v. MARYLAND COMMISSIONER OF FINANCIAL REGULATION.

Court of Appeals of Maryland.

June 23, 2016.


Attorney(s) appearing for the Case

Clifford M. Sloan ( Joseph L. Barloon , Michael A. McIntosh , Skadden, Arps, Slate, Meagher & Flom, LLP, Washington, DC, Richard M. Kremen , Jodie E. Buchman , Kristy N. Grace , DLA Piper, LLP (US), Baltimore, MD), on brief, for petitioners.

Christopher B. Lord , Asst. Atty. Gen. ( W. Thomas Lawrie , Asst. Atty. Gen., Brian E. Frosh , Atty. Gen. of Maryland, Baltimore, MD), on brief, for respondent.

Tassity Johnson, Esq. , Murnaghan Appellate Advocacy Fellow, Public Justice Center, Baltimore, MD, for Amici Curiae brief of the Civil Justice, Public Justice Center, Maryland Consumer Rights Coalition, and Maryland Cash Campaign in support of respondent.

Argued before BARBERA, C.J., BATTAGLIA, GREENE, ADKINS, McDONALD, WATTS, and ALAN M. WILNER (Retired, Specially Assigned), JJ.


In the instant case, we address whether the definition of a "credit services business" under the Maryland Credit Services Business Act ("the MCSBA")1 requires there to be a direct payment from a consumer to a company whose primary business is to assist consumers in obtaining loans that would be usurious under...

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