DEBORAH S. EYLER, J.
In the United States Bankruptcy Court for the District of Maryland, Baljit Kochhar ("Baljit") and her daughter Sonia Kochhar ("Sonia") filed Chapter 13 bankruptcy petitions on October 2 and 5, 2012, respectively. Pursuant to 11 U.S.C. section 362(a), each bankruptcy petition "operate[d] as a stay, applicable to all entities...
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