ADKINS, J.
In this case we are asked to decide whether it is reversible error for a trial court to reject a jury instruction on the nature of underinsured motorist ("UM") coverage when an insurer is a party to the suit, but the issue of coverage is not before the jury. Because we fail to see how a question pertaining to coverage can constitute an essential part of a plaintiff's theory of the case in litigation confined to causation and damages, we affirm the judgment...
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