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MIC v. CENTRAL ACCEPTANCE CORP.

No. 7, September Term, 2011.

33 A.3d 949 (2011)

424 Md. 1

MARYLAND INSURANCE COMMISSIONER v. CENTRAL ACCEPTANCE CORPORATION et al.

Court of Appeals of Maryland.

December 20, 2011.

Attorney(s) appearing for the Case

Joshua N. Auerbach , Asst. Atty. Gen. ( Douglas F. Gansler , Atty. Gen. of Maryland, and Lisa Boylan Hall , Asst. Atty. Gen., Baltimore, MD), on brief, for petitioner/cross-respondent.

Joseph A. Schwartz, III ( J. Steven Wise of Schwartz, Metz & Wise, P.A., Baltimore, MD), on brief, for respondent/cross-petitioners.

Marta D. Harting (Venable, LLP, Baltimore, MD; Lee Steven Donner , Laurel, MD), on brief, for respondent/cross-petitioners.

Argued before BELL, C.J., HARRELL, BATTAGLIA, GREENE, ADKINS, BARBERA and JOHN C. ELDRIDGE (Retired, Specially Assigned), JJ.

HARRELL, J.

In 2008, Petitioner, the Maryland Insurance Commissioner ("Commissioner"), issued a Cease-and-Desist Order to Respondents purporting to prevent them from charging interest on loans to consumers to pay automobile insurance premiums in excess of the statutory maximum prescribed in Maryland Code (1957, 2011 Repl. Vol), Insurance Article, § 23-304. Respondents are eight of the largest premium finance companies...

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