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FORD v. ROBERSON

Misc. No. 15, September Term, 2010.

25 A.3d 110 (2011)

420 Md. 649

FORD MOTOR CREDIT COMPANY, LLC v. Maureen P. ROBERSON.

Court of Appeals of Maryland.

July 15, 2011.

Attorney(s) appearing for the Case

Daniel C. Fleming (Wong Fleming, Princeton, New Jersey), on brief, for Appellant.

Scott C. Borison (Legg Law Firm, LLC, Frederick, MD), on brief, for Appellee.

Brett Weiss (Chung & Press, LLC, Greenbelt, MD; Andrew B. Wilson, II of Andrew G. Wilson, II, PC, Annapolis, MD), on brief, for Appellee.

Rebecca J. Coleman , Phillip R. Robinson , Anthony DePastina , Baltimore, MD, amici curiae for Civil Justice Inc., the Maryland Cash Campaign, the Public Justice Center, the Maryland Legal Aid Bureau, Inc., and the University of Maryland School of Law Consumer Protection Clinic.

Argued before BELL, C.J., HARRELL, BATTAGLIA, GREENE, MURPHY, ADKINS, and BARBERA, JJ.

BATTAGLIA, J.

We have before us a question of law certified by the United States Bankruptcy Court for the District of Maryland, pursuant to the Maryland Uniform Certification of Questions of Law Act, Maryland Code (1974, 2006 Repl.Vol.), Sections 12-601 et seq. of the Courts and Judicial Proceedings Article and Maryland Rule 8-305,1 that being:

Whether the repossession of a vehicle based solely on the violation of an

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