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MAY v. SUNTRUST MORTGAGE, INC.

No. SJC-11439.

467 Mass. 756 (2014)

KENNETH D. MAY & another v. SUNTRUST MORTGAGE, INC.

Supreme Judicial Court of Massachusetts, Suffolk.

April 14, 2014.

Attorney(s) appearing for the Case

Kenneth D. Quat for the plaintiffs.

Nathalie K. Salomon for the defendant.

Jeremiah Battle , of New Jersey, & Stuart Rossman , for National Consumer Law Center, amicus curiae, submitted a brief.

Present: IRELAND, C.J., SPINA, CORDY, BOTSFORD, GANTS, DUFFLY, & LENK, JJ.

BOTSFORD, J.

The Massachusetts Consumer Credit Cost Disclosure Act (MCCCDA), G. L. c. 140D, §§ 1-35, governs the rights and duties of creditors and obligors (borrowers, or consumers) engaged in consumer credit transactions. One type of consumer credit transaction to which the MCCCDA applies is the refinancing of a consumer's home where the consumer grants a mortgage to the creditor to secure the refinancing loan.

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