GANTS, J.
To decide this case, we must answer three questions: First, does an exclusion in a liability policy for "intentional and criminal acts" apply where the insured intended to commit the conduct that caused injury and where the conduct was criminal, or does it apply only where the insured intended the harm resulting from the intentional and criminal acts? We conclude that the exclusion applies where the insured intended to commit the conduct that caused injury...
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