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CAJUN CONTI v. CERTAIN UNDERWRITERS

No. 2022-C-01349.

359 So.3d 922 (2023)

CAJUN CONTI LLC, Cajun Cuisine 1 LLC, and Cajun Cuisine LLC d/b/a Oceana Grill v. CERTAIN UNDERWRITERS AT LLOYD'S, LONDON and Governor John B. Edwards in his Capacity as Governor of the State of Louisiana, and The State of Louisiana.

Supreme Court of Louisiana.

March 17, 2023.

Attorney(s) appearing for the Case

Alexandra Roselli Lamb , Leigh Ann Schell , Martin A. Stern , Allen Christopher Miller, Sr. , New Orleans, Heather Shawn Duplantis , Kevin Welsh , Baton Rouge, Thomas H. Peyton , New Orleans, Virginia Yoder Dodd , Baton Rouge, for Applicant.

John N. Ellison , Pro Hac Vice, Richard P. Lewis , Pro Hac Vice, Roderick Alvendia , Desiree Mary Charbonnet , New Orleans, James McClendon Williams , Matthew Arthur Sherman , Metairie, Phillip Joseph La Horde , Daniel Ernest Davillier , New Orleans, Jennifer Perez , John William Houghtaling, II , Metairie, Anthony David Irpino , Bernard Louis Charbonnet, Jr. , New Orleans, for Respondent.

Martha Young Curtis , New Orleans, Angelique Duhon Freel , Baton Rouge, James Michael Garner , New Orleans, Jeffrey Martin Landry , Amanda Russo Schenck , Stephanie Tarlton Wartelle , for Respondent-Amicus Curiae (Attorney General of Louisiana).

Plaintiff seeks insurance coverage under an all-risks commercial insurance policy for business income losses during the COVID-19 pandemic. Finding no "direct physical loss of or damage to property" caused by COVID-19, we reverse the appeal court and reinstate the trial court judgment denying coverage.

FACTS AND PROCEDURAL HISTORY...

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