LOLLEY, J.
Imperial Fire and Casualty Insurance Company ("Imperial") appeals the judgment of the First Judicial District Court, Parish of Caddo, State of Louisiana, wherein the trial court ruled in favor of Gabrielle Daniels, Allariet Howard, and Maryta Hullaby (the "plaintiffs"). The plaintiffs have answered the appeal relative to the trial court's denial of their claim for penalties and attorney's fees. For the following reasons, we affirm the trial court's judgment...
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