PER CURIAM.
The instant litigation arises from an automobile accident involving a vehicle operated by the plaintiff, Carla Ann Gingles, and owned by her employer, Novartis Corporation ("Novartis"). As a result of the accident, the plaintiff filed a claim with Novartis's uninsured/underinsured ("UM") insurer, Ace American Insurance Company ("Ace American"), which denied its policy was triggered on the basis that its insured had rejected UM coverage. Subsequently, the...
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