SUSAN M. CHEHARDY, Judge.
Althea Alvarez and Armando Alvarez, individually and on behalf of their minor children, Andre Alvarez and Anyssia Alvarez(hereinafter "Plaintiffs") filed this lawsuit after an automobile accident with Chad LeBlanc, which allegedly resulted in damages to their persons and property. Plaintiffs joined their liability insurer, USAgencies Casualty Insurance Company, Inc., (hereinafter "Defendant") on the basis that, "at all times relevant herein...
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