DREW, J.
Twin City Acceptance Corporation financed a Chevrolet Impala owned by Virgil Reed. The lien was for less than $10,000. Allstate Insurance Company provided coverage to Reed that was to be effective from November 11, 2006, through May 11, 2007, and Twin City was listed as the lienholder on the policy. Allstate cancelled the policy on January 11, 2007, after Reed's first check for partial payment of the premium was returned because of insufficient funds, and...
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